Gay-Lynn Chavez Call (562) 858-7065

Southern California real estate, steady in any market.

I've been a licensed California real estate agent since 2004, and foreclosure is my specialty. Commercial leasing, bank-owned property, short sales, and owners facing a deadline. Start with a clear conversation.

I received a foreclosure notice Talk with me

Real estate salesperson, California DRE #01433767. Broker: eXp Realty of California, Inc., DRE #01878277.

Serving Los Angeles, Orange, Riverside and San Bernardino counties

Gay-Lynn Chavez

Hi, I'm Gay-Lynn.

Maybe a friend gave you my name, or you found me through Capital Distress Advisors. Either way, I'm glad you're here.

I've spent my career on the parts of real estate most people hope they never need: homes a bank has taken back, sales where the loan is bigger than the price, and owners who are running out of time. That work taught me to give people straight numbers.

Today I'm with eXp Realty of California, and I co-lead Capital Distress Advisors with Francisco Williams, CCIM. Here's how I can help.

Gay-Lynn

Where would you like to start?

Pick the line that sounds like you.

  • I received a foreclosure notice

    A Notice of Default or Notice of Trustee's Sale on a home or commercial property. We'll go over catching up, a lender workout, a sale before the auction, or a short sale.

    See how it works

  • I want to sell or buy

    Homes and commercial property across Los Angeles, Orange, Riverside and San Bernardino counties.

    Get in touch

  • I manage bank-owned or portfolio assets

    REO listings, broker price opinions (BPOs), property management, and bulk or portfolio sales for lenders, asset managers and investors.

    Talk about a portfolio

  • I need commercial space, or a tenant

    Retail, office and industrial space, for landlords and tenants.

    Talk about a lease

  • I'm an agent

    Learn to work foreclosure and pre-foreclosure files in my trainings and my free Skool community, or refer a client facing a notice and we'll co-list.

    See the training
Capital Distress Advisors

A calm place to start when a foreclosure notice arrives.

Capital Distress Advisors is the practice I co-lead with Francisco Williams, CCIM. We help home and commercial owners across Southern California understand their options after a Notice of Default or a Notice of Trustee's Sale.

Request a free call Check my sale timeline

We are real estate licensees, not a law firm, and we don't give legal or tax advice. If you need legal advice, we can refer you to an independent attorney. Only your lender, the trustee, or a court can change a sale date.

  1. A free first callTell us about the notice and the dates on it. No upfront fees.
  2. Your options in writingCatching up, a lender plan, a sale before the auction, or a short sale. If a sale makes sense, you get a written estimate of what it could leave you.
  3. Your decisionWe list and sell only if that's your choice. Legal and tax questions go to a lawyer or CPA of your own.

For real estate agents and investors

Foreclosure training from someone who works the files.

I teach what happens between a Notice of Default and the auction: how to talk with an owner who's behind, what lenders and trustees need, and how to list and close before the sale date. Commercial and residential.

Join the free community Training dates on Instagram

A career built through every kind of market.

The boom, the foreclosure wave, the recovery and the rate shock. Public items link to their source.

  1. 2004 The boom years

    Licensed as a California real estate agent

    Salesperson license issued May 18, 2004.

    California DRE record
  2. 2008 The foreclosure wave

    Bank-owned homes and short sales

    REO listings, broker price opinions, short sales and property management become the core of my work.

    My own account
  3. 2017 The recovery

    Listed in NAHREP's California list

    California Latino Real Estate Agents, in NAHREP's 2017 Top 250 Latino Agents report: 32 residential sides closed in 2016, listed as Gay-Lynn Barnes, RE/MAX College Park Realty. Agents nominate themselves; brokers confirm the numbers.

    NAHREP 2017 report, p. 27
  4. 2022 The rate shock

    Moves my license to eXp

    First eXp Commercial of California, then eXp Realty of California, Inc., my responsible broker today.

    California DRE record
  5. 2026 Now

    Co-founds Capital Distress Advisors and teaches foreclosure

    With Francisco Williams, CCIM, for owners facing a foreclosure notice in Southern California. Commercial foreclosure trainings for agents, on Zoom and in Anaheim.

    My channel, 2026

Public-record items link to their source. The full story is on the About page.

Watch

Short talks and interviews, on YouTube. Training dates are posted on Instagram.

Gay-Lynn Chavez speaking to camera Watch on YouTube

Commercial Foreclosure: What Now?

I introduce my channel and talk about meeting borrowers in financial hardship with empathy and education.

YouTube, September 2026, 4 minutes

Interviews

Follow

Free tools if you're facing a deadline

Built for Capital Distress Advisors. The timeline calculator needs no sign-up. The one-minute checks ask for a name and phone to send your summary.

Sale timeline calculator

Enter the date on your notice and see the estimated California deadlines, including the last day to catch up before a sale.

capitaldistressadvisors.com

One-minute Notice of Default check

Five questions, then a summary of your options in plain words, with estimated dates.

capitaldistressadvisors.com

One-minute Notice of Sale check

For owners with an auction date. See what can still be done before it.

capitaldistressadvisors.com

Talk with me

Call (562) 858-7065, or leave a note and I'll reply by email. The first conversation is free.

Received a foreclosure notice?

Start at Capital Distress Advisors instead: a free first call and your options in writing, with no upfront fees.

Request a free call

I only use your details to reply to you. No calls or texts unless you tick the box. Privacy.